 | APPLYING FOR A LOAN - DON’T GIVE UP TILL YOU CALL US! First Security Mortgage arranges real estate loans in California only. Our loan amounts range from $25,000.00 to $750,000.00. We arrange loans against Single Family Residences, Condos, 2-4 Units, multi unit apartments and commercial buildings. We do not arrange land or construction loans. Our rates range from 8 to 14% depending on the equity in the property. All our loans are at fixed rates for 10, 15 and 30 years. |
Unlike traditional lenders, our loan programs are not based on your CREDIT SCORE but rather LOAN TO VALUE and ABILITY TO RE-PAY.
Currently we are arranging new financing up to 65% of today’s property value. Since the LTV is the greatest determining factor in our loan approval process providing a LOAN PROPOSAL to you can be done without a name or personal information. Simply provide us with your property type, address, value, and loan amount desired and a quote can be provided to you the same day of request.
Our goal is to give you a detailed breakdown of our LOAN PROPOSAL prior to ever having to complete an application or meet with us in our office. This quote can also be used to shop our rate, term and fees with other brokers. First Security Mortgage welcomes the chance to match or beat a competitor’s offer.
And remember, we have been in business since 1972 and your loan will not be sold. All payments are processed here in San Diego!
